What is one benefit of using a pre-paid credit card while on holiday?

Using a pre-paid credit card while on holiday provides a significant advantage in terms of security because it cannot be used without the PIN if lost or stolen. This means that even if the card falls into the wrong hands, unauthorized users would not be able to make purchases without the correct PIN, thereby reducing the risk of financial loss. As a result, travelers can feel more secure knowing that their funds are somewhat safeguarded against theft.

The other options present benefits that are not typically associated with pre-paid credit cards. For example, pre-paid cards generally do not earn interest on the balance, do not allow spending beyond the loaded amount, and typically do not offer cash back on purchases. This distinction makes the security feature a key benefit when using pre-paid credit cards in various situations, such as traveling abroad.