Which of the following is NOT a source of personal finance advice?

Casual conversations are not considered a reliable or formal source of personal finance advice. While chatting with friends, family, or acquaintances can provide anecdotal insights or personal experiences, these discussions lack the authority, expertise, and comprehensive knowledge required for making informed financial decisions. In contrast, entities like the Money Advice Service, Independent Financial Advisers (IFAs), and Citizens Advice offer professional guidance based on extensive financial knowledge and regulatory standards. These sources provide structured, trustworthy advice tailored to individual circumstances, ensuring that individuals receive accurate information crucial for effective financial planning and management.